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Income Tax Calculator

Modify the values and click the calculate button to use
Filing Status
Tax Year
No. of Young Dependents Age 0-16 ($2,000 credit)
No. of Other Dependents Age 17 or older ($500 credit)
Taxpayer 1 (Primary) Earned Income
Age
Wages, Tips, Other Compensation (W-2 box 1)
$
Federal Income Tax Withheld (W-2 box 2)
$
State Income Tax Withheld (W-2 box 17)
$
Local Income Tax Withheld (W-2 box 19)
$
Has Business or Self-Employment Income?
Other Incomes & Investment Gains
Social Security Income
$
Taxable Interest Income
$
Ordinary Dividends
$
Qualified Dividends (preferential rate)
$
Passive Incomes
$
Short-term Capital Gains
$
Long-term Capital Gains (preferential rate)
$
Other Taxable Income
$
State & Local Tax Rate (%)
%
Deductions & Adjustments
Tips Income
$
Overtime Income
$
Car Loan Interest
$
Traditional IRA Deduction
$
Real Estate / Property Taxes
$
Mortgage Interest
$
Student Loan Interest (up to $2,500)
$
Child Care Expense
$
Charitable Donations
$
Medical Expenses (>7.5% AGI deductible)
$
State Income Taxes Paid
$
Other Itemized Deductions
$

Tax Return Summary

Tax Year 2026
Federal Tax Refund
$230
Withheld: $9,000 vs Tax: $8,770
State Tax Balance Due
$0
Withheld: $0 vs Tax: $0
Gross Income $80,000
Adjusted Gross Income (AGI) $80,000
Deductions Applied $16,100 (Standard)
Taxable Income $63,900
Federal Income Tax (after credits) $8,770
FICA Taxes (Social Security & Medicare) $6,120
↳ Social Security (6.2%) $4,960
↳ Medicare (1.45%+) $1,160
State & Local Income Tax $0
Total Taxes (Federal + FICA + State) $14,890
Effective Overall Tax Rate 18.61% (Marginal: 22%)
Total Withheld & Estimated Taxes Paid $9,000
Net Estimated Refund $230

Understanding your calculation

Method, example and limitations

How the calculation works

The estimate applies the selected tax year, filing assumptions, deductions and modeled tax brackets to taxable income. Progressive brackets apply different rates to portions of income.

Example to check

In an illustrative system taxing the first 10,000 at 10% and the next 5,000 at 20%, tax on 15,000 is 2,000. This is a bracket example, not a current tax table.

Before using the result

Verify the displayed tax year and jurisdiction. Credits, local taxes, special income, phaseouts and filing circumstances may not be fully modeled; this is not a filed tax return.

Calculation methodology · Report a result that needs review