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Future Value Calculator

Future value (FV) is the projected worth of an asset or investment at a specific date in the future, given an assumed interest or growth rate.

Calculate Future Value

Results

Future Value (FV) $3,108.93
Starting Amount (PV) $1,000.00
Total Periodic Deposits $1,000.00
Total Interest $1,108.93
Future Value Breakdown
Starting: 32% Deposits: 32% Interest: 36%

Accumulation Schedule

Period Beginning Balance Deposit Interest Ending Balance
1 $1,000.00 $100.00 $60.00 $1,160.00
2 $1,160.00 $100.00 $69.60 $1,329.60
3 $1,329.60 $100.00 $79.78 $1,509.38
4 $1,509.38 $100.00 $90.56 $1,699.94
5 $1,699.94 $100.00 $102.00 $1,901.93
6 $1,901.93 $100.00 $114.12 $2,116.05
7 $2,116.05 $100.00 $126.96 $2,343.01
8 $2,343.01 $100.00 $140.58 $2,583.59
9 $2,583.59 $100.00 $155.02 $2,838.61
10 $2,838.61 $100.00 $170.32 $3,108.93

Understanding your calculation

Method, example and limitations

How the calculation works

Future value projects a current sum using FV = PV(1 + r)^n. If contributions are included, their amounts and timing also affect the final balance.

Example to check

$1,000 growing at 10% annually for two years becomes $1,210 without additional deposits. That is $210 of growth, rather than $200 from simple interest.

Before using the result

Constant-return projections do not represent market volatility. Review fees, taxes, inflation and whether contributions happen at the start or end of a period.

Calculation methodology · Report a result that needs review