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Finance Calculator

This finance calculator can be used to calculate the future value (FV), periodic payment (PMT), interest rate (I/Y), number of compounding periods (N), and PV (Present Value). Each of the following tabs represents the parameters to be calculated.

Modify the values and click the calculate button to use

Results

FV = -$9,455.36
Sum of all periodic payments -$20,000.00
Total Interest $9,455.36
Value changes over time
$0 $5K $10K $15K $20K 0 10

Understanding your calculation

Method, example and limitations

How the calculation works

Time-value-of-money calculations connect present value, future value, rate, payment and number of periods. Select the unknown, keep all periods consistent and use the correct cash-flow signs.

Example to check

With present value $1,000, 10% interest per year, no recurring payments and two annual periods, future value is $1,210.

Before using the result

A monthly payment needs a monthly rate and monthly period count. Whether payments occur at the beginning or end of a period affects the result.

Calculation methodology · Report a result that needs review